Most lenders require at least a 5% deposit, but a larger deposit can help secure better interest rates. Some government schemes may also allow lower deposits.
Yes, but your options may be more limited. We work with specialist lenders who consider applicants with less-than-perfect credit histories.
The process can take between 4-8 weeks, depending on the lender and how quickly you provide the required documents.
There are various government-backed schemes such as Shared Ownership, First Homes Scheme, and Lifetime ISAs to help first-time buyers.
Help to Buy (if still available in your area), Shared Ownership, and Right to Buy are common schemes that can assist first-time buyers.
Yes, but you’ll need at least two years of accounts or tax returns to prove your income. Some lenders may accept one year of trading history.