A secured loan is backed by your property, offering lower interest rates and higher borrowing limits, while an unsecured loan doesn’t require collateral but may have higher interest rates.
The loan amount depends on your income, credit history, and available equity in your home. We help you assess your borrowing capacity.
Yes, but your options may be limited. We work with lenders who offer solutions for applicants with less-than-perfect credit.
Approval times vary, but unsecured loans can be approved within a few days, while secured loans may take a few weeks.
Yes, strategic renovations like kitchen upgrades or extensions can significantly boost your home’s market value.
Yes, remortgaging to release equity can be a cost-effective way to fund renovations, especially if you can secure a lower interest rate.