You should consider remortgaging when your fixed-rate term is ending, if you're on a high-interest rate, or if you want to release equity from your home.
Some remortgage deals come with fees such as arrangement fees, valuation fees, and legal costs, but we help you find options with minimal or no fees.
Yes, though your options may be limited. We work with specialist lenders who consider applicants with poor credit histories.
Most lenders prefer at least 10-20% equity, but the more equity you have, the better rates you can access.
Yes, you can use a remortgage to consolidate debts into a single lower-interest loan, but it’s important to understand the long-term implications.
The process usually takes 4-8 weeks, depending on the lender and how quickly all documents are submitted.