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Porting

Taking your mortgage with you when you move.

Porting a mortgage allows you to transfer your existing mortgage deal to a new property without incurring early repayment charges.

With MBNM, no matter where you are in the UK, our dedicated team is readily available to assist you in assessing whether porting is the best option for your move. We’ll guide you through the process to ensure a seamless transition.

No matter where you are in the UK, our dedicated team is readily available to assist you.

Moving to a new home doesn’t always mean changing your mortgage. Porting allows you to transfer your existing mortgage deal to a new property, helping you retain your current interest rate and loan terms.

Our team assesses whether porting is the best option for you or if alternative solutions, such as remortgaging, could provide a better financial outcome. We handle the application process, negotiate with your lender, and ensure a smooth transition, minimizing any financial disruption during your move.

Porting is ideal if your current mortgage has a competitive rate or if switching lenders would result in high early repayment fees. However, if you need to borrow additional funds for your new home, we help you explore top-up mortgage options to cover the difference.

[Why Chose Us]

Why homeowners choose us for mortgage porting?

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Expert Guidance on Eligibility & Process
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Avoid Early Repayment Fees & Higher Rates
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Hassle-Free Mortgage Transfer
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Support with Additional Borrowing If Needed

FAQs

Can I port my mortgage to any property?
Do I have to pay fees when porting my mortgage?
Can I borrow more when porting my mortgage?
How long does the porting process take?
What if my financial situation has changed since taking out my mortgage?
Is porting always the best option?
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