Most policies pay 50-70% of your pre-tax income if you're unable to work due to illness or injury.
Payments continue until you can return to work or reach the end of your policy term.
No. Income protection provides regular payments, while critical illness cover offers a one-time lump sum for specific conditions.
Yes! It’s ideal for self-employed individuals without sick pay benefits.
Costs depend on age, health, and coverage amount. Our advisors can help find an affordable plan.
Standard policies cover illness and injury, but accident, sickness, and unemployment (ASU) insurance can include redundancy protection.