Work directly with an FCA-regulated mortgage broker with access to 90+ lenders. We handle the full mortgage process for you, from first-time buyers to remortgaging and buy-to-let, all from the comfort of your own home or office.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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We work with buyers, homeowners, and landlords across the UK who want clear, independent mortgage advice without the usual back and forth. From first-time buyers getting onto the ladder to homeowners remortgaging or moving, we help people secure the right mortgage by accessing options across the whole market, not just one lender’s products.
Because our advice is delivered remotely, we support clients wherever they’re based. That means clear guidance, realistic options, and hands-on support through the full process, without the need for branch visits or chasing multiple providers.




We work with buyers, homeowners, and landlords across the UK, supporting people whose situations don’t always fit neatly into a standard mortgage application. Our advice is tailored to your circumstances, not forced into a one-size-fits-all approach.
Getting onto the property ladder comes with a lot of unknowns. We help first-time buyers understand deposits, affordability, and lender criteria early on, then manage the process from application through to completion so nothing gets missed.
Whether you’re upsizing, downsizing, or relocating, we make sure your mortgage keeps pace with your move. That includes porting existing deals where possible and coordinating timelines so finance doesn’t become the weak link in the chain.
If your income comes from accounts, dividends, or contracts, we know which lenders are most suitable. We regularly support self-employed professionals and contractors whose income needs a more considered approach.
From first-time landlords to experienced investors, we provide buy-to-let mortgage advice based on rental income, property type, and long-term plans, helping you structure finance that supports sustainable growth.
If you’ve been told no elsewhere, it doesn’t always mean no. We work with clients who have adverse credit, unusual income, or non-standard properties, focusing on realistic options and clear next steps.
Some mortgage brokers don’t charge a fee and work on volume, which usually means limited time, minimal follow-up, and very little support once an application is submitted. Others do charge, but their role often ends as soon as the mortgage offer is issued.
We work differently.
Our focus is on giving you clear, independent advice and staying involved from start to finish. That means helping you understand your options early, dealing directly with lenders, and stepping in when things slow down or become complicated, not disappearing once the paperwork starts.
You’ll also see brokers who position themselves as specialists in one narrow niche. In our experience, that often means they’re only comfortable handling that specific type of case. We advise across the full range of mortgage scenarios, including first-time buyers, buy-to-let, self-employed income, adverse credit, and more complex applications.
If your situation doesn’t fit neatly into a box, that’s usually where we’re at our best.

As an independent mortgage broker, MBNM has access to over 90 lenders. That means your options aren’t limited to one bank’s criteria or products. We look at what’s actually available for your situation and explain the differences clearly, so you can make an informed decision without guesswork.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases. These are the situations where bank-only advice often falls down, and where knowing which lenders will engage makes a real difference.
From your first conversation through to mortgage offer, we handle the paperwork, lender questions, and follow-ups. You’re kept informed at each stage, but you’re not left chasing updates or trying to work out what’s happening behind the scenes.
MBNM is FCA regulated and focused on clear, hassle-free advice. There’s no sales pressure and no hidden agendas, just guidance that’s aligned with your goals and explained in plain English.
Getting a mortgage shouldn’t feel chaotic or uncertain. Our process is designed to keep things clear, structured, and moving forward, so you always know what’s happening and what comes next.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This allows us to assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We review options across the whole market, looking at rates, terms, and lender requirements to find a mortgage that fits your circumstances, not just what’s quickest to arrange.
Once you’re happy to proceed, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
No. We work with clients across the UK and handle everything remotely. You can speak with your adviser by phone or WhatsApp, with no need for in-person meetings.
Yes. Your initial conversation is completely free. We’ll discuss your situation, explain your options, and answer any questions. If a fee applies later, this is always explained clearly upfront before you decide to proceed.
Yes. We regularly help first-time buyers understand deposits, affordability, and lender criteria, then manage the mortgage process from application through to completion.
Yes. We work with self-employed professionals, contractors, and business owners whose income doesn’t fit standard payslip criteria. We know which lenders are most suitable based on accounts, dividends, or contract income.
A bank can only offer its own products. As an independent mortgage broker, we have access to a wide range of lenders, giving you more options based on your situation rather than one lender’s criteria.
The initial consultation is free. If a fee applies later in the process, this will always be discussed clearly and agreed in advance. There are no hidden charges or surprises.
If you’re buying, moving, or remortgaging, speak with a MBNM adviser and get clear guidance on what’s realistically available to you, before you commit to anything.
